iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking is ICICI Bank's comprehensive mobile banking app, delivering over 400 financial services directly to your smartphone. Access instant loans, manage savings accounts, apply for credit cards, and handle investments—all from one secure platform. The app serves both ICICI Bank customers and non-customers, making personal finance management simple and transparent.

Get instant access to a full range of loan products including personal loans (₹25,000 onwards, 10.80% p.a. starting rate), home loans, car loans, and gold loans. Apply for credit cards with pre-approved RuPay options that unlock instant benefits and seamless UPI transactions. Open fixed deposits, recurring deposits, or goal-based iWish accounts to grow your savings. The app also handles digital savings accounts, allowing you to start banking in minutes.

Manage money with built-in intelligence. Track spending and income through the iScore & Discover feature, which breaks down your financial habits. The Budget tool helps you set spending limits and maintain financial discipline. iFinance consolidates all your bank accounts—across institutions—into one unified dashboard, so you see your complete financial picture without switching apps. Pay bills for utilities, electricity, mobile recharges, DTH services, and FASTag with a single tap. Book flights, trains, and hotels directly through the app.

Card management becomes effortless with iMobile. Manage debit cards, credit cards, and forex cards simultaneously. Pay credit card bills from other banks, schedule payment reminders for due dates, and unlock reward points on every transaction. SmartLock gives you instant control—enable or disable Net Banking, UPI, and card access in one swipe, adding an extra security layer for your accounts.

NRI and international users benefit from Global UPI, allowing payments using an international mobile number. Access 24/7 support through iPal, the built-in chatbot assistant. Scan QR codes for contactless UPI payments, or tap to pay with your phone.

Earn reward points through transactions and bill payments, then redeem exclusive personalized offers. Customized notifications keep you updated on bills, card activity, loans, and account changes in real time. Additional offerings include forex prepaid cards, sovereign gold bonds, term life insurance, health and travel coverage, PPF and NPS investments, and pay-later options.

Download iMobile: Loan, Cards & Banking today to bring your entire financial life into one secure, accessible app.